@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Merriweather:ital,wght@0,300;0,400;0,700;1,300&display=swap');

/* =============================================
   VELONA — Emeklilik Analiz Platformu
   Base Styles
   ============================================= */

:root {
  --blue-deep:    #0d2e4f;
  --blue-mid:     #1a4a7a;
  --blue-light:   #2d6a9f;
  --blue-soft:    #e8f1f8;
  --beige-warm:   #f5f0e8;
  --beige-light:  #faf8f4;
  --gray-dark:    #2e3a47;
  --gray-mid:     #5b6672;
  --gray-light:   #9ba8b4;
  --gray-border:  #dde3e9;
  --gray-bg:      #f2f4f6;
  --white:        #ffffff;
  --text-main:    #1e2d3d;
  --text-body:    #3d4f61;
  --text-muted:   #6e7f90;
  --accent-gold:  #c89a3a;
  --shadow-sm:    0 2px 8px rgba(13,46,79,0.07);
  --shadow-md:    0 4px 20px rgba(13,46,79,0.11);
  --shadow-lg:    0 8px 40px rgba(13,46,79,0.14);
  --radius-sm:    6px;
  --radius-md:    12px;
  --radius-lg:    20px;
  --max-width:    1180px;
  --transition:   all 0.25s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Inter', sans-serif;
  color: var(--text-main);
  background: var(--beige-light);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* =============================================
   TYPOGRAPHY
   ============================================= */

h1, h2, h3, h4, h5, h6 {
  font-family: 'Merriweather', serif;
  color: var(--blue-deep);
  line-height: 1.3;
  font-weight: 700;
}
h1 { font-size: clamp(1.9rem, 4vw, 2.8rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); }
h4 { font-size: 1.15rem; }
h5 { font-size: 1rem; font-family: 'Inter', sans-serif; }

p { color: var(--text-body); font-size: 0.97rem; line-height: 1.75; margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

.lead { font-size: 1.1rem; color: var(--text-body); line-height: 1.8; }

/* =============================================
   LAYOUT UTILITIES
   ============================================= */

.container { max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section-sm { padding: 50px 0; }
.section-lg { padding: 110px 0; }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 30px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.grid-auto { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px,1fr)); gap: 28px; }

.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.flex-col { flex-direction: column; }
.gap-4 { gap: 4px; } .gap-8 { gap: 8px; } .gap-12 { gap: 12px; }
.gap-16 { gap: 16px; } .gap-24 { gap: 24px; } .gap-32 { gap: 32px; }

.text-center { text-align: center; }
.text-left { text-align: left; }

/* =============================================
   SECTION HEADER
   ============================================= */

.section-header { text-align: center; margin-bottom: 56px; }
.section-header .overline {
  display: inline-block; font-size: 0.75rem; font-weight: 600;
  letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--blue-light); margin-bottom: 12px;
}
.section-header h2 { margin-bottom: 16px; }
.section-header p { max-width: 620px; margin: 0 auto; color: var(--text-muted); }
.divider-line {
  width: 48px; height: 3px; background: var(--accent-gold);
  border-radius: 2px; margin: 20px auto 0;
}

/* =============================================
   NAVIGATION
   ============================================= */

.site-header {
  position: sticky; top: 0; z-index: 900;
  background: var(--white);
  border-bottom: 1px solid var(--gray-border);
  box-shadow: var(--shadow-sm);
}

.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 70px;
}

.logo { display: flex; align-items: center; gap: 12px; }
.logo-mark {
  width: 38px; height: 38px;
  background: var(--blue-deep); border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
}
.logo-mark svg { width: 22px; height: 22px; fill: var(--white); }
.logo-text { display: flex; flex-direction: column; gap: 1px; }
.logo-name {
  font-family: 'Merriweather', serif; font-size: 1.2rem;
  font-weight: 700; color: var(--blue-deep); line-height: 1;
}
.logo-tagline { font-size: 0.65rem; color: var(--gray-mid); letter-spacing: 0.08em; text-transform: uppercase; }

.main-nav { display: flex; align-items: center; gap: 4px; }
.nav-link {
  font-size: 0.87rem; font-weight: 500; color: var(--text-body);
  padding: 8px 14px; border-radius: var(--radius-sm);
  transition: var(--transition);
  white-space: nowrap;
}
.nav-link:hover, .nav-link.active {
  color: var(--blue-deep); background: var(--blue-soft);
}

/* Dropdown */
.nav-item { position: relative; }
.nav-item:hover .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown {
  position: absolute; top: calc(100% + 8px); left: 0;
  background: var(--white); border: 1px solid var(--gray-border);
  border-radius: var(--radius-md); box-shadow: var(--shadow-md);
  min-width: 220px; padding: 8px;
  opacity: 0; visibility: hidden;
  transform: translateY(-8px); transition: var(--transition);
  z-index: 100;
}
.dropdown a {
  display: block; padding: 9px 14px; font-size: 0.85rem;
  color: var(--text-body); border-radius: var(--radius-sm);
  transition: var(--transition);
}
.dropdown a:hover { background: var(--blue-soft); color: var(--blue-deep); }

.has-dropdown > .nav-link::after {
  content: '▾'; font-size: 0.7rem; margin-left: 4px;
}

.header-cta {
  display: flex; align-items: center; gap: 12px;
}

/* Hamburger */
.hamburger { display: none; flex-direction: column; gap: 5px; padding: 6px; }
.hamburger span {
  display: block; width: 24px; height: 2px;
  background: var(--blue-deep); border-radius: 2px;
  transition: var(--transition);
}
.hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }

/* =============================================
   BUTTONS
   ============================================= */

.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 11px 24px; border-radius: var(--radius-sm);
  font-size: 0.88rem; font-weight: 600;
  transition: var(--transition); line-height: 1;
}
.btn-primary {
  background: var(--blue-deep); color: var(--white);
}
.btn-primary:hover { background: var(--blue-mid); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-secondary {
  background: transparent; color: var(--blue-deep);
  border: 1.5px solid var(--blue-deep);
}
.btn-secondary:hover { background: var(--blue-soft); }
.btn-outline-white {
  background: transparent; color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.5);
}
.btn-outline-white:hover { background: rgba(255,255,255,0.1); }
.btn-gold {
  background: var(--accent-gold); color: var(--white);
}
.btn-gold:hover { background: #b08a2f; transform: translateY(-1px); }
.btn-sm { padding: 8px 18px; font-size: 0.82rem; }
.btn-lg { padding: 14px 32px; font-size: 0.95rem; }

/* =============================================
   HERO SECTION
   ============================================= */

.hero {
  background: var(--blue-deep);
  padding: 90px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; top: 0; right: 0; bottom: 0;
  width: 45%;
  background: linear-gradient(135deg, var(--blue-mid) 0%, transparent 70%);
  opacity: 0.4;
  pointer-events: none;
}
.hero-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 60px; align-items: center;
}
.hero-text { position: relative; z-index: 1; }
.hero-text h1 { color: var(--white); margin-bottom: 20px; }
.hero-text .lead { color: rgba(255,255,255,0.8); margin-bottom: 36px; }
.hero-text .hero-meta {
  display: flex; gap: 28px; margin-top: 36px;
}
.hero-meta-item { text-align: center; }
.hero-meta-item .num {
  font-family: 'Merriweather', serif; font-size: 1.9rem;
  font-weight: 700; color: var(--accent-gold); display: block;
}
.hero-meta-item .lbl {
  font-size: 0.75rem; color: rgba(255,255,255,0.65);
  letter-spacing: 0.06em;
}
.hero-image-wrap {
  border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4/3;
  background: var(--blue-mid);
}
.hero-image-wrap img { width: 100%; height: 100%; object-fit: cover; }

/* =============================================
   CARDS
   ============================================= */

.card {
  background: var(--white); border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm); overflow: hidden;
  transition: var(--transition);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.card-body { padding: 28px; }
.card-img { aspect-ratio: 16/9; overflow: hidden; background: var(--gray-bg); }
.card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s ease; }
.card:hover .card-img img { transform: scale(1.04); }
.card-tag {
  display: inline-block; font-size: 0.72rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--blue-light); margin-bottom: 10px;
}
.card-title { font-size: 1.05rem; margin-bottom: 10px; }
.card-excerpt { font-size: 0.875rem; color: var(--text-muted); }
.card-footer {
  padding: 16px 28px;
  border-top: 1px solid var(--gray-border);
  display: flex; align-items: center; justify-content: space-between;
}
.card-date { font-size: 0.78rem; color: var(--text-muted); }

/* =============================================
   STAT BLOCKS
   ============================================= */

.stat-block {
  background: var(--white); border-radius: var(--radius-md);
  padding: 28px 24px; box-shadow: var(--shadow-sm);
  border-top: 4px solid var(--blue-light);
  text-align: center; transition: var(--transition);
}
.stat-block:hover { box-shadow: var(--shadow-md); }
.stat-num {
  font-family: 'Merriweather', serif; font-size: 2.4rem;
  font-weight: 700; color: var(--blue-deep); line-height: 1;
  margin-bottom: 8px;
}
.stat-label { font-size: 0.82rem; color: var(--text-muted); font-weight: 500; }

/* =============================================
   FEATURE ITEMS
   ============================================= */

.feature-item { display: flex; gap: 20px; }
.feature-icon {
  flex-shrink: 0; width: 48px; height: 48px;
  background: var(--blue-soft); border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
}
.feature-icon svg { width: 22px; height: 22px; stroke: var(--blue-deep); fill: none; stroke-width: 2; }
.feature-text h4 { margin-bottom: 6px; }
.feature-text p { margin: 0; font-size: 0.88rem; }

/* =============================================
   INFO PANELS
   ============================================= */

.info-panel {
  background: var(--blue-soft); border-radius: var(--radius-md);
  padding: 28px 32px; border-left: 4px solid var(--blue-light);
  margin: 28px 0;
}
.info-panel h4 { margin-bottom: 10px; }
.info-panel p { font-size: 0.9rem; margin: 0; }

.warning-panel {
  background: #fef9ec; border-left: 4px solid var(--accent-gold);
  border-radius: var(--radius-md); padding: 24px 28px; margin: 28px 0;
}
.warning-panel h4 { color: #8a6500; margin-bottom: 8px; }
.warning-panel p { color: #7a5c00; font-size: 0.9rem; margin: 0; }

/* =============================================
   TABLES
   ============================================= */

.table-wrap { overflow-x: auto; border-radius: var(--radius-md); box-shadow: var(--shadow-sm); }
table { width: 100%; border-collapse: collapse; background: var(--white); }
thead { background: var(--blue-deep); }
thead th { color: var(--white); padding: 14px 18px; font-size: 0.83rem; font-weight: 600; text-align: left; }
tbody td { padding: 13px 18px; font-size: 0.88rem; color: var(--text-body); border-bottom: 1px solid var(--gray-border); }
tbody tr:last-child td { border-bottom: none; }
tbody tr:hover { background: var(--blue-soft); }
tbody tr:nth-child(even) { background: var(--beige-light); }
tbody tr:nth-child(even):hover { background: var(--blue-soft); }

/* =============================================
   FORMS
   ============================================= */

.form-group { margin-bottom: 20px; }
.form-label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--text-main); margin-bottom: 7px; }
.form-control {
  width: 100%; padding: 11px 16px;
  border: 1.5px solid var(--gray-border); border-radius: var(--radius-sm);
  font-family: 'Inter', sans-serif; font-size: 0.9rem; color: var(--text-main);
  background: var(--white); transition: var(--transition);
}
.form-control:focus { outline: none; border-color: var(--blue-light); box-shadow: 0 0 0 3px rgba(45,106,159,0.12); }
.form-control::placeholder { color: var(--gray-light); }
textarea.form-control { resize: vertical; min-height: 120px; }
select.form-control { cursor: pointer; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

.form-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 40px; box-shadow: var(--shadow-md);
}

/* =============================================
   BREADCRUMB
   ============================================= */

.breadcrumb {
  background: var(--beige-warm); padding: 14px 0;
  border-bottom: 1px solid var(--gray-border);
}
.breadcrumb ol { display: flex; gap: 6px; align-items: center; }
.breadcrumb li { font-size: 0.82rem; color: var(--text-muted); }
.breadcrumb li a { color: var(--blue-light); }
.breadcrumb li a:hover { text-decoration: underline; }
.breadcrumb li + li::before { content: '/'; margin-right: 6px; color: var(--gray-light); }

/* =============================================
   PAGE HERO (inner pages)
   ============================================= */

.page-hero {
  background: var(--blue-deep);
  padding: 64px 0 56px;
}
.page-hero h1 { color: var(--white); margin-bottom: 14px; }
.page-hero .lead { color: rgba(255,255,255,0.75); max-width: 640px; }

/* =============================================
   SIDEBAR LAYOUT
   ============================================= */

.page-layout { display: grid; grid-template-columns: 1fr 320px; gap: 48px; align-items: start; }
.sidebar { display: flex; flex-direction: column; gap: 28px; position: sticky; top: 90px; }
.sidebar-widget {
  background: var(--white); border-radius: var(--radius-md);
  padding: 24px; box-shadow: var(--shadow-sm);
}
.sidebar-widget h4 { margin-bottom: 16px; padding-bottom: 12px; border-bottom: 2px solid var(--blue-soft); }
.sidebar-links li { margin-bottom: 4px; }
.sidebar-links a {
  display: block; padding: 8px 12px; font-size: 0.85rem;
  color: var(--text-body); border-radius: var(--radius-sm);
  transition: var(--transition);
}
.sidebar-links a:hover { background: var(--blue-soft); color: var(--blue-deep); }
.sidebar-links a.active { background: var(--blue-soft); color: var(--blue-deep); font-weight: 600; }

/* =============================================
   ACCORDION / FAQ
   ============================================= */

.accordion-item {
  background: var(--white); border-radius: var(--radius-md);
  margin-bottom: 12px; box-shadow: var(--shadow-sm);
  overflow: hidden;
}
.accordion-btn {
  width: 100%; display: flex; align-items: center; justify-content: space-between;
  padding: 20px 24px; font-size: 0.95rem; font-weight: 600;
  color: var(--text-main); background: none; border: none;
  cursor: pointer; text-align: left; gap: 16px;
  transition: var(--transition);
}
.accordion-btn:hover { background: var(--blue-soft); }
.accordion-btn.open { color: var(--blue-deep); background: var(--blue-soft); }
.accordion-icon {
  width: 24px; height: 24px; flex-shrink: 0;
  background: var(--blue-soft); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.75rem; transition: transform 0.25s ease;
}
.accordion-btn.open .accordion-icon { transform: rotate(180deg); background: var(--blue-light); color: white; }
.accordion-body {
  max-height: 0; overflow: hidden;
  transition: max-height 0.35s ease, padding 0.25s ease;
}
.accordion-body.open { max-height: 600px; }
.accordion-body-inner { padding: 0 24px 22px; }
.accordion-body-inner p { font-size: 0.9rem; margin: 0; }

/* =============================================
   QUOTE BLOCKS
   ============================================= */

.pull-quote {
  border-left: 4px solid var(--accent-gold);
  margin: 32px 0; padding: 20px 28px;
  background: var(--beige-warm); border-radius: 0 var(--radius-md) var(--radius-md) 0;
}
.pull-quote blockquote { font-family: 'Merriweather', serif; font-size: 1.05rem; font-style: italic; color: var(--blue-deep); line-height: 1.6; }
.pull-quote cite { display: block; margin-top: 10px; font-size: 0.82rem; color: var(--text-muted); font-style: normal; font-weight: 600; }

/* =============================================
   TAGS & CHIPS
   ============================================= */

.tags { display: flex; flex-wrap: wrap; gap: 8px; }
.tag {
  display: inline-block; padding: 5px 12px;
  background: var(--blue-soft); color: var(--blue-mid);
  border-radius: 20px; font-size: 0.78rem; font-weight: 500;
}

/* =============================================
   NEWS / ARTICLE LIST
   ============================================= */

.article-list { display: flex; flex-direction: column; gap: 24px; }
.article-item {
  display: grid; grid-template-columns: 200px 1fr;
  gap: 24px; background: var(--white); border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm); overflow: hidden; transition: var(--transition);
}
.article-item:hover { box-shadow: var(--shadow-md); transform: translateX(4px); }
.article-thumb { background: var(--gray-bg); }
.article-thumb img { width: 100%; height: 100%; object-fit: cover; }
.article-content { padding: 22px 24px 22px 0; }
.article-meta { display: flex; gap: 14px; margin-bottom: 10px; }
.article-meta span { font-size: 0.77rem; color: var(--text-muted); }
.article-content h3 { font-size: 1.05rem; margin-bottom: 10px; }
.article-content p { font-size: 0.875rem; color: var(--text-muted); margin: 0; }

/* =============================================
   EXPERT CARD
   ============================================= */

.expert-card {
  background: var(--white); border-radius: var(--radius-md);
  padding: 32px; box-shadow: var(--shadow-sm);
  display: flex; gap: 24px; transition: var(--transition);
}
.expert-card:hover { box-shadow: var(--shadow-md); }
.expert-avatar {
  width: 80px; height: 80px; border-radius: 50%;
  object-fit: cover; flex-shrink: 0;
  border: 3px solid var(--blue-soft);
}
.expert-info h4 { margin-bottom: 4px; }
.expert-info .role { font-size: 0.82rem; color: var(--blue-light); margin-bottom: 12px; display: block; }
.expert-info p { font-size: 0.88rem; margin: 0; }

/* =============================================
   CTA SECTIONS
   ============================================= */

.cta-section {
  background: var(--blue-deep); padding: 80px 0;
  text-align: center; position: relative; overflow: hidden;
}
.cta-section::before {
  content: ''; position: absolute; width: 400px; height: 400px;
  background: var(--blue-mid); border-radius: 50%;
  top: -200px; right: -100px; opacity: 0.3;
}
.cta-section h2 { color: var(--white); margin-bottom: 16px; }
.cta-section p { color: rgba(255,255,255,0.75); max-width: 560px; margin: 0 auto 32px; }
.cta-section .cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* =============================================
   TOPIC GRID
   ============================================= */

.topic-card {
  background: var(--white); border-radius: var(--radius-md);
  padding: 28px; box-shadow: var(--shadow-sm);
  border-bottom: 3px solid var(--blue-light);
  transition: var(--transition);
}
.topic-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.topic-card .topic-icon {
  width: 52px; height: 52px; background: var(--blue-soft);
  border-radius: 12px; display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
}
.topic-card .topic-icon svg { width: 26px; height: 26px; stroke: var(--blue-deep); fill: none; stroke-width: 1.8; }
.topic-card h3 { font-size: 1.1rem; margin-bottom: 10px; }
.topic-card p { font-size: 0.875rem; color: var(--text-muted); margin: 0; }

/* =============================================
   FOOTER
   ============================================= */

.site-footer {
  background: var(--blue-deep); color: rgba(255,255,255,0.8);
  padding: 70px 0 0;
}
.footer-grid {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 48px; padding-bottom: 50px;
}
.footer-brand .logo-name { color: var(--white); }
.footer-brand .logo-tagline { color: rgba(255,255,255,0.5); }
.footer-brand p { font-size: 0.85rem; color: rgba(255,255,255,0.65); margin: 16px 0 20px; line-height: 1.7; }
.footer-contact li { display: flex; gap: 10px; font-size: 0.83rem; color: rgba(255,255,255,0.65); margin-bottom: 10px; align-items: flex-start; }
.footer-contact li span:first-child { color: var(--accent-gold); flex-shrink: 0; margin-top: 2px; }

.footer-col h5 { color: var(--white); font-size: 0.9rem; font-weight: 600; margin-bottom: 18px; font-family: 'Inter', sans-serif; letter-spacing: 0.05em; text-transform: uppercase; }
.footer-col ul li { margin-bottom: 9px; }
.footer-col ul li a { font-size: 0.84rem; color: rgba(255,255,255,0.6); transition: var(--transition); }
.footer-col ul li a:hover { color: var(--white); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 22px 0;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 12px;
}
.footer-bottom p { font-size: 0.8rem; color: rgba(255,255,255,0.45); margin: 0; }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 0.8rem; color: rgba(255,255,255,0.5); transition: var(--transition); }
.footer-bottom-links a:hover { color: var(--white); }

/* =============================================
   COOKIE BANNER
   ============================================= */

.cookie-banner {
  position: fixed; bottom: 0; left: 0; right: 0;
  background: var(--blue-deep); padding: 18px 0;
  z-index: 999; border-top: 3px solid var(--accent-gold);
  display: none; animation: slideUp 0.4s ease;
}
.cookie-banner.show { display: block; }
@keyframes slideUp { from { transform: translateY(100%); } to { transform: translateY(0); } }
.cookie-inner {
  display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap;
}
.cookie-inner p { font-size: 0.85rem; color: rgba(255,255,255,0.8); margin: 0; }
.cookie-inner a { color: var(--accent-gold); text-decoration: underline; }
.cookie-btns { display: flex; gap: 10px; flex-shrink: 0; }

/* =============================================
   PROGRESS BAR
   ============================================= */

.progress-bar { height: 3px; background: var(--blue-light); position: fixed; top: 0; left: 0; z-index: 9999; transition: width 0.1s; }

/* =============================================
   BACK TO TOP
   ============================================= */

.back-top {
  position: fixed; bottom: 28px; right: 28px;
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--blue-deep); color: var(--white);
  border: none; cursor: pointer; font-size: 1.1rem;
  display: flex; align-items: center; justify-content: center;
  opacity: 0; visibility: hidden; transition: var(--transition);
  box-shadow: var(--shadow-md); z-index: 500;
}
.back-top.show { opacity: 1; visibility: visible; }
.back-top:hover { background: var(--blue-mid); transform: translateY(-3px); }

/* =============================================
   POLICY PAGES
   ============================================= */

.policy-wrap { max-width: 820px; margin: 0 auto; }
.policy-wrap h2 { font-size: 1.35rem; margin: 36px 0 14px; }
.policy-wrap h3 { font-size: 1.1rem; margin: 28px 0 10px; }
.policy-wrap p, .policy-wrap li { font-size: 0.92rem; color: var(--text-body); }
.policy-wrap ul, .policy-wrap ol { padding-left: 22px; margin-bottom: 1rem; }
.policy-wrap ul li { list-style: disc; margin-bottom: 6px; }
.policy-wrap ol li { list-style: decimal; margin-bottom: 6px; }
.policy-toc {
  background: var(--beige-warm); border-radius: var(--radius-md);
  padding: 24px 28px; margin-bottom: 40px;
}
.policy-toc h4 { margin-bottom: 14px; }
.policy-toc ol { padding-left: 18px; }
.policy-toc ol li { list-style: decimal; font-size: 0.88rem; margin-bottom: 6px; }
.policy-toc ol li a { color: var(--blue-light); text-decoration: underline; }
.policy-updated {
  display: inline-block; padding: 6px 14px; background: var(--blue-soft);
  border-radius: 20px; font-size: 0.8rem; color: var(--blue-mid); margin-bottom: 28px;
}

/* =============================================
   THANK YOU PAGE
   ============================================= */

.thankyou-wrap {
  min-height: 70vh; display: flex; align-items: center; justify-content: center;
  padding: 80px 24px;
}
.thankyou-box {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 56px; box-shadow: var(--shadow-lg); text-align: center; max-width: 560px;
}
.thankyou-icon {
  width: 80px; height: 80px; border-radius: 50%;
  background: var(--blue-soft); display: flex; align-items: center; justify-content: center;
  margin: 0 auto 28px;
}
.thankyou-icon svg { width: 40px; height: 40px; stroke: var(--blue-deep); fill: none; stroke-width: 2; }

/* =============================================
   CHART AREA (placeholder)
   ============================================= */

.chart-placeholder {
  background: var(--beige-warm); border: 2px dashed var(--gray-border);
  border-radius: var(--radius-md); padding: 50px;
  text-align: center; color: var(--text-muted); font-size: 0.9rem;
}
.chart-area {
  background: var(--white); border-radius: var(--radius-md);
  padding: 28px; box-shadow: var(--shadow-sm);
}
.chart-bars { display: flex; align-items: flex-end; gap: 12px; height: 160px; }
.chart-bar-item { display: flex; flex-direction: column; align-items: center; flex: 1; gap: 6px; }
.chart-bar {
  width: 100%; background: var(--blue-light); border-radius: 4px 4px 0 0;
  transition: var(--transition); min-height: 8px;
}
.chart-bar:hover { background: var(--blue-deep); }
.chart-bar-label { font-size: 0.7rem; color: var(--text-muted); text-align: center; }

/* =============================================
   TIMELINE
   ============================================= */

.timeline { position: relative; padding-left: 32px; }
.timeline::before {
  content: ''; position: absolute; left: 10px; top: 0; bottom: 0;
  width: 2px; background: var(--gray-border);
}
.timeline-item { position: relative; margin-bottom: 36px; }
.timeline-dot {
  position: absolute; left: -28px; top: 4px;
  width: 16px; height: 16px; border-radius: 50%;
  background: var(--blue-light); border: 3px solid var(--white);
  box-shadow: 0 0 0 2px var(--blue-light);
}
.timeline-year { font-size: 0.78rem; font-weight: 700; color: var(--blue-light); letter-spacing: 0.08em; margin-bottom: 6px; }
.timeline-item h4 { margin-bottom: 6px; }
.timeline-item p { font-size: 0.875rem; color: var(--text-muted); margin: 0; }

/* =============================================
   HIGHLIGHT LIST
   ============================================= */

.check-list { display: flex; flex-direction: column; gap: 10px; }
.check-list li { display: flex; gap: 12px; align-items: flex-start; font-size: 0.9rem; color: var(--text-body); }
.check-list li::before {
  content: '✓'; color: var(--blue-light); font-weight: 700;
  flex-shrink: 0; font-size: 0.9rem; margin-top: 1px;
}

/* =============================================
   RESPONSIVE
   ============================================= */

@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
  .page-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; }
}

@media (max-width: 860px) {
  .hero-grid, .grid-2 { grid-template-columns: 1fr; }
  .hero-image-wrap { display: none; }
  .grid-3 { grid-template-columns: 1fr; }
  .main-nav, .header-cta { display: none; }
  .hamburger { display: flex; }
  .article-item { grid-template-columns: 1fr; }
  .article-thumb { height: 180px; }
  .article-content { padding: 20px; }
  .expert-card { flex-direction: column; }
  .form-row { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  :root { --max-width: 100%; }
  .section { padding: 56px 0; }
  .container { padding: 0 16px; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero { padding: 60px 0; }
  .page-hero { padding: 44px 0 36px; }
  .form-card { padding: 24px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
}

/* Mobile Nav */
.mobile-nav {
  position: fixed; top: 70px; left: 0; right: 0;
  background: var(--white); border-bottom: 1px solid var(--gray-border);
  padding: 16px 24px; z-index: 800;
  display: none; flex-direction: column; gap: 4px;
  box-shadow: var(--shadow-md);
  max-height: calc(100vh - 70px); overflow-y: auto;
}
.mobile-nav.show { display: flex; }
.mobile-nav a {
  padding: 11px 14px; font-size: 0.9rem; font-weight: 500;
  color: var(--text-body); border-radius: var(--radius-sm);
  transition: var(--transition);
}
.mobile-nav a:hover { background: var(--blue-soft); color: var(--blue-deep); }
.mobile-nav .mobile-section-title {
  font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--gray-light); padding: 8px 14px 4px; font-weight: 600;
}

/* Additional utility */
.bg-white    { background: var(--white); }
.bg-beige    { background: var(--beige-warm); }
.bg-blue-soft{ background: var(--blue-soft); }
.bg-dark     { background: var(--blue-deep); }
.mt-8 { margin-top: 8px; } .mt-16 { margin-top: 16px; } .mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; } .mt-48 { margin-top: 48px; }
.mb-8 { margin-bottom: 8px; } .mb-16 { margin-bottom: 16px; } .mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; } .mb-48 { margin-bottom: 48px; }

.pill {
  display: inline-block; padding: 4px 12px; font-size: 0.75rem; font-weight: 600;
  border-radius: 20px; letter-spacing: 0.06em; text-transform: uppercase;
}
.pill-blue { background: var(--blue-soft); color: var(--blue-mid); }
.pill-gold { background: #fdf3db; color: #8a6500; }
.pill-gray { background: var(--gray-bg); color: var(--gray-mid); }

.two-col-text { column-count: 2; column-gap: 36px; }
@media (max-width: 720px) { .two-col-text { column-count: 1; } }

hr.divider {
  border: none; border-top: 1px solid var(--gray-border);
  margin: 36px 0;
}